Privacy Notice and Disclosure


FACTS


WHAT DOES MEMORIAL EMPLOYEES FEDERAL CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?

 

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all of the sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

 

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security Number and income

  • account balances and payment history

  • credit history and credit scores

When you are no longer our member, we continue to share your information as described in this notice.

 

How?

All financial companies need to share members' information to run their everyday business. In the section below, we list reasons financial companies can share their members' personal information; the reasons Memorial Employees Federal Credit Union chooses to share; and whether you can limit this sharing.

 

Reasons we can share your information Does the Credit Union share? Can you limit this sharing?
For our everyday business purposes -
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
YES NO
For our marketing purposes -
to offer our product and services to you
YES  NO
For joint marketing with other financial companies YES  NO
For our affiliates’ everyday business purposes -
information about your transactions and experiences
NO  
For non-affiliates to market to you NO  

 

Questions?

 • Call 954.265.5862

 

Who we are
Who is providing this notice? Memorial Employees Federal Credit Union

 

What we do
How does Memorial Employees Federal Credit Union protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings
How does Memorial Employees Federal Credit Union collect my personal information? We collect your personal information, for example, when you
  • open an account or deposit money
  • pay your bills or apply for a loan
  • use your credit or debit card

We also collect your personal information from other companies.

Why can’t I limit all sharing? Federal law gives you the right to limit only
  • Sharing for affiliates everyday business purposes – information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights limit sharing.

 

Definitions
Affiliates  Companies related by common ownership or control. They can be financial and nonfinancial companies.
  • Our affiliates include financial companies such as Memorial Employees Federal Credit Union has no affiliates.
Nonaffiliates  Companies not related by common ownership or control. They can be financial and nonfinancial companies.
  • Memorial Employees Federal Credit Union has no nonaffiliates.
Joint Marketing  A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • Our joint marketing partners include insurance companies and check printers such Cuna Mutual and Harland Clarke.